Sometimes, we just waste money that should be ours, because we don't think to ask for a lower price. There are many good ways to save money that involve just finding the places that we overpay and then doing something about them.
Most people don't realize it, but a lot of the time, the figures stated on the price tag are just a starting point. It's completely okay to haggle. No matter what kind of service you're with cable, phone, insurance or any other, you want to make it a routine once every six months, to call them and ask for a discount or a lower price. You can do this with your car insurance company, your health insurance company and so on.
When your health insurance company denies coverage for something, all you have to do is ask them. When you go to your dentist and he wants to charge you an unreasonable amount of money, offer to pay the bill upfront in cash and ask for discount in return.
If you're on vacation in another country or maybe another part of this very country and you want to go shopping, use a tourist discount credit card. That should save you about 10% or more. You can just ask for discount at any store you go to, too. All you have to do is to mention that you are on vacation, and they should come around. All, good ways to save money.
Back home, there are plenty of ways in which to scrounge up major discounts that we never pay attention to most of the time. For instance, for some reason, we just go out and pay full retail for the software we buy. We don't take advantage of those educational discounts. We tell ourselves that we're not students and will probably never qualify. Well, that's not true.
Yes, it's not exactly completely on the up and up to claim that you're a student when you're not one. But it isn't a big deal if you do this, and there is no such thing as getting caught.
You do have to do a little forgery though. You just have to use Photoshop to create a new student ID and there you go. You should probably check out a life hacker cool called How to Get Student Discounts Forever.
It isn't just software either. You can get discounts on clothes and books as well this way.
Knowing the market cycle for every product that you buy, gives you good ways to save money. It works for electronics, for groceries and a lot of other things.