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Where would the world be without credit cards? Virtually everyone in the United States has at least one credit card, if they are able to. There is just something wonderful about being able to pay for bills or buy goods that you currently can't afford. Naturally everyone needs some cash for emergencies at times. After ...

Want to erase bad credit? There's just two, or three ways to do it! There are still a number of companies which send out emails, promising you a quick fix to repair bad credit. Some even go so far as to imply they can 'erase bad credit'. These type of companies charge a significant fee ...